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Saving is good. Saving smartly is better than Saving.

Open Saving Account in foreign currency and get attractive benefits

Saving Account

Savings accounts are a simple, convenient and hassle-free option to save and manage your money. With an extensive range of features and benefits, savings accounts from Bank of Baroda, IFSCBU are ideal for all NRI or Residents.

  • Benefits
  • Features
  • Eligibility
  • Documentation
  • Interest Rates and Charges
  • Terms and Conditions
  • As a customer, you can enjoy the many features of a savings account free of cost or for minimum charges.
  • You may also apply for net banking on your savings account. With Net banking you can access your bank statements and make payments directly from your savings account.
  • Bank of Baroda pays interest on all savings accounts, the interest of which, is transferred to your savings account every quarter, though it is calculated daily.
  • Account can be Opened and maintained in USD/ EUR/ GBP or Any other Freely Convertible Currency acceptable at IBU.

All Individuals (Resident & Non Resident)

Type of Account Holder Officially Valid Documents
Accounts of Individuals

Proof of Identity and Address 		Customer from India
  • Passport,
  • Driving license,
  • Aadhar Card
  • Any other document to the satisfaction of IBU Authority

Customer from other country
  • Passport with Visa pages
  • National Identity Card or any other Identity Card, subject to satisfaction of the Bank, bearing the individual’s photograph.
  • Valid driving license, bearing the individual’s photograph.
  • Letter from a recognized Public Authority or Public Servant, verifying identity and residence of the customer, to Bank’s satisfaction.
Non- Resident Individuals (NRI) (All following documents required)
  • Passport
  • Residence Visa

NOTE:
Copies of the documents to be verified by the bank official with the original or duly attested by Banker / Notary Public/ Indian Embassy to the satisfaction of the bank.

For Interest Rates & Charges please “Click Here”

Interest calculation and frequency

Interest is calculated on daily product basis and credited to accounts quarterly.

Minimum balance requirement

Min. QAB – USD/ EURO/GBP – 1000

Disclosure of information

Deposit Insurance not available

Other Terms & Conditions

Amount with respect to Deposit, Balance & charges etc. are in respective currencies in which the account is opened.

Amount deducted / charged by the correspondent bank for remittance will be over and above the charges mentioned in link.

General T & C Individuals

General T & C Non-Individuals

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