A Small Saving Today Leads to Greater Happiness Tomorrow

Providing higher rate of interest with longer periods of deposit, with quarterly compounding & reinvestment of interest.

  • Benefits
  • Features
  • Terms and Conditions
Eligibility All Individuals (Resident & Non-Resident), Persons other than Individuals Persons other than Individuals. Persons other than Individuals.
Currency USD / EUR / GBP or Any other Freely Convertible currency acceptable to IBU
Minimum Deposit Amount 1,000 1,000 1,000
Rate of Interest Please “Click Here”  
Interest Payable Quarterly Quarterly Quarterly
Minimum Tenor 7 days 7 days 7 days
Maximum Tenor 5 Years 5 Years 5 Years
Pre Mature Withdrawal Permissible Permissible after giving a notice of 30 days Non - Permissible
Negotiable Not negotiable nor transferable
Lien Marking Permitted Permitted Permitted
Mandate facility Available Available Available
Deposit Insurance Not available
  • Advance against Deposits: Loan and overdraft limits are granted against lien of deposit receipts.
  • Interest certificate available at request of customer
  • Mode of Payment: Maturity proceeds are credited to the SB/ CA account of the customer.
  • Telecommunication Mandate Facility available.
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